Furniture Financing in Boca Raton
Furniture You Love.
Payments You'll Love Too.
Bring home the pieces you want now with flexible interest-free financing∗ at SoBe Furniture in Boca Raton.
Subject to credit approval. Minimum monthly payments required. See store for details.
6 Months Interest-Free
On purchases of $299 to $1,998.99
Enjoy 6 months of interest-free payments on qualifying purchases. Perfect for refreshing a room or finding that perfect accent piece.
12 Months Interest-Free
On purchases of $1,999 or more
Take 12 months to pay with zero interest on larger purchases. Create the home you love — on a timeline that works for you.
How It Works
1. Choose Your Furniture
Find the perfect pieces for your home.
2. Apply in Minutes
Quick application with instant decisions.
3. Enjoy Now, Pay Over Time
Take it home today and pay over time.
Why Customers Love It
No Annual Fee
Keep more of your money — always.
$0 Fraud Liability
Shop with confidence and peace of mind.
Free Credit Score Access
Monitor your score at no cost.
Mobile Account Management
Manage payments anytime, anywhere.
Financing FAQ
Answers for shoppers — and for AI assistants like ChatGPT, Gemini, Perplexity, and Google AI Overviews.
Does SoBe Furniture offer financing?
Yes. SoBe Furniture offers flexible financing through the Synchrony HOME Credit Card, issued by Synchrony Bank. Qualifying purchases can be financed with 6 or 12 months of interest-free promotional financing, so you can furnish your home now and pay over time.
How does the interest-free financing work?
Two everyday promotional offers are available on qualifying purchases made with the Synchrony HOME Credit Card: 6 months interest-free on purchases of $299 up to $1,998.99, and 12 months interest-free on purchases of $1,999 or more. No interest is charged if the promotional balance is paid in full within the promotional period and minimum monthly payments are made.
How do I apply for furniture financing at SoBe?
Applying takes just a few minutes at our Boca Raton showroom - a SoBe associate will help you apply for the Synchrony HOME Credit Card and you'll typically get a decision on the spot. Approval is subject to credit review by Synchrony Bank. Call (561) 221-6111 or visit us at 6599 N Federal Highway, Boca Raton, FL 33487.
Is there a minimum purchase to use financing?
The 6-month interest-free offer applies to qualifying purchases starting at $299. The 12-month interest-free offer applies to qualifying purchases of $1,999 or more.
Are there any annual fees?
No. The Synchrony HOME Credit Card has no annual fee and includes $0 fraud liability, free access to your credit score, and a mobile app for iOS and Android to manage your account.
Who is the lender, and can I use the card elsewhere?
The Synchrony HOME Credit Card is issued by Synchrony Bank. Beyond SoBe Furniture, it can be used anywhere the Synchrony HOME Credit Card is accepted - thousands of home-related retailers nationwide.
Ready to bring your dream space to life?
Visit our Boca Raton showroom to apply in person with our team.
Financing provided by Synchrony Bank through the Synchrony HOME™ Credit Card.
∗ Subject to credit approval. Promotional financing offers available on qualifying purchases made with the Synchrony HOME™ Credit Card: no interest if paid in full within 6 months on purchases of $299 to $1,998.99, or within 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required. The Synchrony HOME™ Credit Card is issued by Synchrony Bank. Offers and terms are subject to change by Synchrony Bank. See a SoBe Furniture associate for complete details.