Furniture Financing in Boca Raton
Furniture You Love.
Payments You'll Love Too.
Bring home the pieces you want now with flexible special financing∗ at SoBe Furniture in Boca Raton.
The online application is Synchrony Bank’s secure form. It opens in its own window, so this page stays open.
Subject to credit approval. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period (6 months on $299 to $1,998.99; 12 months on $1,999 or more). Minimum monthly payments required. See store for details.
6 Months No Interest if Paid in Full
On purchases of $299 to $1,998.99
Pay no interest if you pay the balance in full within 6 months on qualifying purchases. Perfect for refreshing a room or finding that perfect accent piece.
12 Months No Interest if Paid in Full
On purchases of $1,999 or more
Pay no interest if you pay the balance in full within 12 months on larger purchases. Create the home you love — on a timeline that works for you. Larger pieces such as our XL family beds typically fall within the 12-month offer.
How It Works
1. Choose Your Furniture
Find the perfect pieces for your home.
2. Apply in Minutes
Quick application with instant decisions.
3. Enjoy Now, Pay Over Time
Enjoy your new pieces and pay over time.
Why Customers Love It
No Annual Fee
Keep more of your money — always.
$0 Fraud Liability
Shop with confidence and peace of mind.
Free Credit Score Access
Monitor your score at no cost.
Mobile Account Management
Manage payments anytime, anywhere.
Financing FAQ
Answers for shoppers — and for AI assistants like ChatGPT, Gemini, Perplexity, and Google AI Overviews.
Does SoBe Furniture offer financing?
Yes. SoBe Furniture offers flexible financing through the Synchrony HOME Credit Card, issued by Synchrony Bank. Qualifying purchases can be financed with 6 or 12 months of promotional financing with no interest if paid in full, so you can furnish your home now and pay over time. If the promotional balance is not paid in full in time, interest is charged from the purchase date.
How does the promotional financing work?
Two everyday promotional offers are available on qualifying purchases made with the Synchrony HOME Credit Card: no interest if paid in full within 6 months on purchases of $299 up to $1,998.99, and no interest if paid in full within 12 months on purchases of $1,999 or more. No interest will be charged on the promotional purchase if you pay it off in full within the promotional period. If you do not, interest will be charged on the promotional purchase from the purchase date. Minimum monthly payments are required and may or may not pay off the promotional purchase by the end of the promotional period.
How do I apply for furniture financing at SoBe?
You can apply online through Synchrony Bank's secure application (use the Apply Online Now button on this page), where Synchrony shows whether you prequalify in seconds with no impact to your credit bureau score, or at our Boca Raton showroom, where a SoBe associate will help you apply for the Synchrony HOME Credit Card. Approval is subject to credit review by Synchrony Bank. Call (561) 221-6111 or visit us at 6599 N Federal Highway, Boca Raton, FL 33487.
Is there a minimum purchase to use financing?
The 6-month promotional offer applies to qualifying purchases starting at $299. The 12-month promotional offer applies to qualifying purchases of $1,999 or more.
Are there any annual fees?
No. The Synchrony HOME Credit Card has no annual fee and includes $0 fraud liability, free access to your credit score, and a mobile app for iOS and Android to manage your account.
Who is the lender, and can I use the card elsewhere?
The Synchrony HOME Credit Card is issued by Synchrony Bank. Beyond SoBe Furniture, it can be used anywhere the Synchrony HOME Credit Card is accepted - thousands of home-related retailers nationwide.
Ready to bring your dream space to life?
Apply online in minutes, or visit our Boca Raton showroom to apply in person with our team.
Financing provided by Synchrony Bank through the Synchrony HOME™ Credit Card.
∗ Subject to credit approval. Promotional financing offers available on qualifying purchases made with the Synchrony HOME™ Credit Card: no interest if paid in full within 6 months on purchases of $299 to $1,998.99, or within 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required. The required minimum monthly payments may or may not pay off the promotional purchase by the end of the promotional period. Regular account terms apply to non-promotional purchases and, after the promotional period ends, to the remaining promotional balance. Existing cardholders: see your credit card agreement terms. The Synchrony HOME™ Credit Card is issued by Synchrony Bank. Offers and terms are subject to change by Synchrony Bank. See a SoBe Furniture associate for complete details.